Meet our Team

Ashraf Rizvi

As the Chief Executive Officer (CEO) and founder of Digital Swiss Gold (DSG) Ashraf understands that to many, gold is more than just a commodity. He saw this first-hand as the Managing Director and Deputy Head of Global Commodities and the Global Head of Metals at UBS, one of the largest gold houses in the world. He then co-founded SummerHaven Investment Management, a commodity focused investment manager with nearly $2 billion in assets under management. For the past 12 years, he served as a Member of the Undergraduate Board at The Wharton School at the University of Pennsylvania, where he earned his Bachelor of Science in Economics. Ashraf started DSG because he wanted to democratize the gold standard. His goal is to provide investors everywhere access to gold with the benefits of ease of use, safety, security and savings. With DSG, gold is more than just a commodity to hold onto: it’s a symbol of economic independence.

Joe Schultz

If you ask Joe what he likes to do for fun, he’ll tell you he enjoys waterskiing, hiking and working…working a lot. Over the past 25 years, Joe worked at AIG International as Vice President in Operations, and at SummerHaven Investment Management as Chief Operating Officer (COO) and Partner. He was also a Partner and COO at Basso Capital Management, a multi-billion-dollar investment management firm. Joe received his Bachelor of Business Administration in Finance from Baruch College at the City University of New York. Eventually, Joe’s expertise brought him to Digital Swiss Gold (DSG), where he serves as the COO and a Founding Partner. During his career Joe developed a passion for the financial freedom gold can bring. At Digital Swiss Gold (DSG), Joe continues to do one of his favorite things – working hard – to provide an institutional operational capability for all DSG clients. 

Michael Bolin

As Chief Execution and Risk Officer and Partner at DSG, Michael is using his years of management experience to deliver the best Gold buying App on the market. From Operations, to Global Business to Human Resources, Michael has held a wide range of Senior Management positions at UBS, the world’s largest Swiss banking institution.  His diverse background coupled with his experience as a certified Executive Coach led him to forming a successful management consulting practice. Michael received his undergraduate accounting degree from Pace university and his MBA from Pace’s Lubin School of Business.  Helping make the DSG dream a reality is just another segment in a career journey that has given him the privilege to work with great people throughout the world. If you ask him what his real ambition is, he’ll tell you that one day he wants to own and run a country bed and breakfast.

Edward Pla

As Chief Commercial Officer & Partner at DSG, Edward brings more than just decades of financial knowledge to the company, he brings business management skills worth its weight in gold. Besides working as a Managing Director for UBS for many years, Edward led the growth of UBS’s FX Prime Brokerage business from startup to large global enterprise.  He was most recently Global co-head of Execution & Clearing, with responsibility for listed derivative execution & clearing and OTC swap clearing.  Edward served as a Board Member of LCH Clearnet from 2010 to 2014 and was on the board of the Futures Industry Association (FIA) until 2018, where he recently served as Chairman.  He also served on the CFTC’s Market Risk Advisory Committee from 2015 to 2018.  Edward received his Bachelor’s in finance & philosophy from Boston College and his MBA at the University of Chicago Booth School of Business. When he’s not making DSG the most inexpensive and transparent form of acquiring gold, Edward loves to cook and plays keyboards in a band or two.

Kamran Qamar

Working in the technology field for over 15 years, Kamran has focused on setting ambitious professional goals for himself and his team. Kamran embodied this ambition as Vice President of Information Technology at Crius Energy, a firm with over 1 million clients, where he devoted himself to instilling a culture of creative collaboration for over 450 employees, while personally leading a team of 30 engineers across multiple offices and playing a key role in encouraging the efficient use of a $20MM Technology budget. Kamran received his Bachelor’s in Engineering Technology from Northeastern University and his Master’s in Technology Management at Columbia University in New York City. As the Chief Technology Officer (CTO) of DSG, Kamran understands the vital role that the latest cutting-edge technology plays in growing businesses, but he also understands the power of people. That’s why Kamran’s firm belief in People, Process and then Technology has become his roadmap to success. “As technology continues to grow, so should people’s ambitions. It should be matched every step of the way.”

Eugenio Ferrigno

As Head of Operations, Eugenio ensures your gold buying experience is as seamless and efficient as possible. To make DSG a reality, Eugenio is excited to utilize his experiences gained at RBS and UBS, both global universal financial firms. As a Program/Project Manager at RBS, Eugenio was responsible for various legal and operations initiatives pertaining to elements of Title VII of the Dodd Frank Act, the transformation of Risk and Valuations for the US Rates Business, and was the Program Lead for the Americas for FATCA. As an Executive Director at UBS, Eugenio was the Global Business Manager responsible for Production and Logistics and the Regional Business Manager for Fixed Income, Currencies and Commodities in the Americas. Eugenio studied finance at the Kaufmännischer Verband in Zurich and mathematics at the ETH Zurich. When he’s not making the Gold buying process easier, Eugenio is busy collecting rare and limited-edition guitars, and cheering on the New York Rangers. 

Allison Smith Terrey

Project Manager Allison already had the experience of building two global Marketing Operations departments from the ground up when she signed on with DSG. Allison has managed multiple enterprise marketing platform implementations and has been recognized by her peers in Marketing Operations“The 2017 Top 33 Marketing Ops Game Changers”. As Vice President of Global Marketing Operations and Technology for Pitney Bowes she created and deployed a change management plan that drove adoption, awareness, and advocacy across the entire department.  Allison earned her Bachelor of Science in Electrical Engineering from the University of Pennsylvania and received an MBA and a MEng degree in Operations Research and Statistics from Rensselaer Polytechnic Institute. Initially attracted by DSG’s global vision, Allison knew working with a top team and using cutting-edge technology to build a game-changing App was too good to pass up. When she’s not working on several projects at once, you can find Allison refining her pottery skills at the local arts center. 

Saira Rizvi

Storytelling has always been an essential component to Saira’s long lasting success, from her time as an industrial engineer, to working as a research analyst, to leading DSG’s marketing team as the Chief Marketing Officer (CMO) and Partner. Saira’s own story starts at the University of Texas at Arlington, where she received her bachelor’s and master’s degrees in Industrial Engineering. From there, Saira worked at a division of Eastman Kodak where her engineering skills focused on spearheading the productivity and efficiency improvements of the company’s largest manufacturing facilities. She obtained her MBA in Entrepreneurship and Innovation from Imperial College, University of London. Eventually, she joined UBS as an equity analyst, focusing on Aerospace and Defense before moving on to Credit and Market Risk, where she served as a Director for 3 years. Saira has spent the last 3 years as founder and CEO of her own digital marketing firm. Through her many years of experience, Saira has developed the perfect balance of analytical foresight and out-of-the-box creativity to tell DSG’s story across regional markets and beyond.

Andrew Breunig

As a member of the marketing team, Andrew is thrilled to help bring DSG to the world.  Andrew’s experience as a content creator includes working as a working as a Communications Specialist for Sikorsky Aircraft, a script reader for Bad Hat Harry Productions, and a TV producer for Fox 61 in Hartford. Andrew helps bring the DSG vision to the world through shooting and editing engaging videos, writing informative content, and creating eye-popping infographics. Andrew received a bachelor’s in communications from Quinnipiac University.  

DSG Advisor

Vivek Oberoi

Describing Vivek Anand Oberoi simply as an accomplished Bollywood actor, would be a massive understatement. While Vivek has received over 35 acting awards and garnered massive commercial success across every genre of Bollywood, he has also earned the title of leading philanthropist, educationalist and entrepreneur.  Off-screen, Vivek has been lauded by the international community and even named a top 40 world-philanthropist by Forbes for his massive charitable endeavors.  As the ambassador for the Cancer Patients Aid Association Vivek has helped over 250,000 underprivileged children in the fight against cancer.  Vivek also started Project Devi (Development & Empowerment of Vrindavan Girls Initiative) which has saved thousands of girls from poverty and empowered them with education, nutrition and a brighter future.  Vivek has also garnered considerable success partnering with several global startups within the fields of FinTech, defense and healthcare.  These business partnerships have helped many companies grow exponentially in India and abroad.  Digital Swiss Gold is proud to have Vivek Anand Oberoi lend his entrepreneurial expertise and insight into the Indian Markets as an official advisor.